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Credit losses are a reality for all companies, and oftentimes they are also very costly. With our credit rating system, you can with 90 per cent certainty predict whether a customer or supplier is about to go out of business within 12 months. This is possible by analyzing all bankrupt companies in the region on a regular basis based on the rating company had before the bankruptcy. In this way, we see patterns and can predict the risk that a company will go bankrupt within one, two and three years.

With Bisnode's credit rating system, you can easily calculate and illustrate the risks in your own client portfolio.

Recent statistics for the entire Nordic region

Since Bisnode's credit rating system was introduced in Sweden, we regularlycompile and analyze statistics which we then publish. For us it is important to have transparency; therefore, we present the actual outcome in the performance of our rating models each quarter.

Now we have even credit score statistics for the Nordic countries:

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Bisnode derives its information from a number of official and confirmed sources. This information is then analyzed according to 2,400 rules reulting in a value in our rating model. Daily, we gather information from the following sources:

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The Provincial Archives of Saskatchewan is the provincial agency responsible for acquiring, preserving and making available records of significance to the history of the Province of Saskatchewan. The Archives holds an extensive and diverse Permanent Collection of historical records that includes public documents created by governments ranging from the Territorial period to modern day, as well as records from private citizens, businesses and institutions dating from the mid-19thcentury to recent times. Officially established in 1945 as the Saskatchewan Archives Board, the name of the institution changed to the Provincial Archives of Saskatchewan on August 24, 2015. Our Permanent Collection provides a unique source of information highlighting Saskatchewan’s rich and varied history. The archival information on the site is regularly updated improve and increase online access to the documentary memory of the province.

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Some of the most heavily used records at the Provincial Archives relate to land within the province's boundaries.

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Learn about Provincial Archives' private and public records, and find fun and educational activities for young historians.

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In the exhibits and features found in this gallery, archival records from the Archives' Collection are used to document the history of this province and its people. Check out the Archives' contribution to the new exhibit.

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Are you thinking about buying or selling a company? Transfer of ownership raises questions for both buyer and seller. What’s the value of your company? What should you take into account when buying a company and where do you get the financing needed? We have compiled information about these issues in one place.

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The year 2017 marked a positive turn in the economy

Our goal is that the enterprises we finance succeed, grow and become more international. We want to be an agile specialised financing company that reforms its operations bravely. How we managed this all in 2017 can be found out on our Annual Report.

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Start Guarantee for the start-up

Start Guarantee is intended for newly launched enterprises that are owned by private individuals and meet the SME definition applied by the EU. The bank will submit an online application for a Start Guarantee to Finnvera on behalf of the enterprise.

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Press Releases
21.06.2018
Finnvera issued a USD 1 billion bond

STOCK EXCHANGE RELEASE 21 June 2018, at 11:45Finnvera issued on 20th June 2018 a USD 1 billion five year bond. The order book exceeded USD 1.6 billionwith more than 40 investors participating.The transaction maturing in ... Lue lisää

Press Releases
15.06.2018
Commercial Councellor Tomi Lounema appointed to Finnvera’s Board of Directors

Finnvera Plc Stock Exchange Release 15.6.2018 at 15:13On 15 June 2018, Commercial Councellor Tomi Lounema was appointed to Finnvera’s Board of Directors as a new member and as First Vice Chairman. The appointment was made... Lue lisää